Health And Welfare Benefits –

Psychology

Psychologist (initial and subsequent), up to a maximum of $400 per calendar year

Mandatory Generic Drug Substitution Drug Plan

Based on specific provincial health insurance plan regulations, where a generic equivalent drug exists, reimbursement will only be made up to the cost of the lowest priced equivalent drug.  If a medical practitioner indicates a brand name drug is medically required due to a serious medical reaction to at least two generic equivalent drugs, GSC must be provided with a copy of the “Health Canada Vigilance Adverse Reaction Reporting Form” (that can be obtained from the Health Canada website) completed by the medical practitioner, to determine eligibility for payment of the cost of the prescribed drug.

No Longer Available: Out of Country Emergency Travel – Top Up and Extension, Cancellation and Lost Luggage Insurance

• Life Insurance benefit – increase from $20,000 to $50,000 for the plan member only
• ODA Fee guide – the plan will pay for eligible dental services based on the current ODA fee guide minus 1 year
• Custom Moulded Orthotics – increase to $300 every 2 years
• Health Care Spending Account – increase to $750 per calendar year
• Out of Country Emergency Travel – coverage extended to maximum of 85 years old.  Coverage will increase to $2million per trip per covered person. Includes a 90 day trip for active member and 60 trip for retired members or active members over 70 years old.
• Annual Drug Maximum – reduced from $20,000 maximum per person, calendar year  to $15,000